Pawn Shops in Houston for Jewelry, Gold & Watches

14 shops, 4 of them luxury specialists, naming 34 brands between them. Authentication on site: GIA gemologist, In-house gemologist, GIA-trained staff.

These Houston-area pawn shops lend on and buy jewelry, gold, diamonds and watches. The luxury specialists at the top deal mainly in high-end watches, designer jewelry and handbags. The shops below them have large jewelry and gold departments and also take everyday pieces such as gold chains, wedding bands and diamond rings. The last group buys and sells jewelry and gold but does not make loans.

Addresses, phone numbers and hours were checked against each shop's own website in September 2026. Call before you go: hours change, and some shops only lend on certain brands or above a minimum value.

Luxury Pawn Shops in Houston

Wright Pawn & Jewelry

Luxury specialist34+ years in business

6218 Westheimer Road, Houston, TX 77057

Pawns, buys and sells luxury watches, designer jewelry, diamond engagement rings and designer handbags, and does not deal in guns, electronics or tools. Opened in 1992 on Westheimer Road about 1.8 miles west of the Galleria, with an in-store jeweler for repairs and custom work.

Deals in: luxury watch, fine jewelry, diamond, designer bag, gold, silver, platinum
Services: buys, sells, pawn loans, repair
Brands named: Rolex, Cartier, Patek Philippe, Audemars Piguet, Omega, Breitling, Panerai, TAG Heuer, Franck Muller, Tiffany & Co., David Yurman, Van Cleef & Arpels, Bvlgari, Chopard, John Hardy, Roberto Coin, Mikimoto, Chanel, Hermes, Louis Vuitton, Gucci, Christian Dior, Yves Saint Laurent
Authentication: GIA gemologist
Hours: Tue 10am-6pm, Wed 10am-6pm, Thu 10am-6pm and more

Call (713) 780-2274 Website

First Class Jewelry and Loan

Luxury specialist

3823 Richmond Ave, Houston, TX 77027

Family-owned pawn shop on Richmond Avenue in the Greenway area that buys, sells and lends on fine jewelry, diamonds, luxury watches, handbags, coins and bullion. Open weekdays only.

Deals in: luxury watch, fine jewelry, diamond, designer bag, gold, silver, platinum
Services: buys, sells, pawn loans, appraisals
Brands named: Rolex, Patek Philippe, Audemars Piguet, Vacheron Constantin, Omega, Breitling, TAG Heuer, Hublot, Tudor, Jacob & Co., Piaget, Chopard, Cartier, Tiffany & Co., Van Cleef & Arpels, Bvlgari, David Yurman, David Webb, Chanel
Authentication: In-house gemologist
Hours: Mon to Fri 10am-6pm

Call (713) 622-7296 Website

Houston Loan & Jewelry

Luxury specialist

1801 Durham Drive STE 7, Houston, TX 77007

Pawns and buys gold, diamond, designer and estate jewelry, luxury watches and gold bullion, with watch band resizing and battery replacement. The Heights store is on Durham Drive; a second location is at 3270 S Loop W near the Medical Center, (713) 388-6584.

Deals in: luxury watch, fine jewelry, diamond, gold, silver, platinum
Services: buys, sells, pawn loans, repair
Brands named: Rolex, Patek Philippe, Audemars Piguet, Omega, Breitling, TAG Heuer, Hublot, Tudor, Cartier, Tiffany & Co., David Yurman, David Webb, Harry Winston, Bvlgari, Piaget, Van Cleef & Arpels, Chopard
Hours: Mon to Fri 10am-6pm, Sat 11am-3pm

Call (713) 766-2919 Website

Heritage Jewelry & Loan by DJP

Luxury specialist

4506 Hwy 6, Sugar Land, TX 77478

Sugar Land pawn shop on Highway 6, part of the DJP Jewelers & Luxury Buyers group, making same-day loans on jewelry, luxury watches, gold and bullion. Also buys gold, diamonds, watches and designer bags and does jewelry and watch repair.

Deals in: fine jewelry, luxury watch, diamond, gold, silver, platinum, designer bag
Services: buys, sells, pawn loans, appraisals, repair
Brands named: Rolex, Omega, Cartier, Breitling, Tiffany & Co., Van Cleef & Arpels, David Webb, David Yurman, Hermes, Chanel, Louis Vuitton, Gucci, Valentino
Authentication: GIA-trained staff
Hours: Mon to Fri 10am-6pm

Call (281) 265-6747 Website

Jewelry and Gold Pawn Shops in Houston

Shaw's Jewelry

60+ years in business

1015 West Gray St, Houston, TX 77019

Family-owned jewelry store on West Gray, founded in 1966, selling diamond jewelry, engagement rings and new and pre-owned Rolex watches. Buys gold and jewelry, makes renewable loans on jewelry and watches, and does appraisals and in-store repair.

Deals in: fine jewelry, diamond, luxury watch, gold, silver, platinum
Services: buys, sells, pawn loans, appraisals, repair
Brands named: Rolex
Hours: Mon to Fri 10am-6pm, Sat 10am-5pm

Call (713) 522-4884 Website

Eagle Jewelry and Loan

30+ years in business

6222 Richmond Ave, Ste 150, Houston, TX 77057

Pawn shop on Richmond Avenue in the Galleria area, in business since 1995, that sells pre-owned jewelry, watches and accessories and offers layaway. Member of the National Pawnbrokers Association.

Deals in: fine jewelry, luxury watch
Services: sells, pawn loans
Brands named: Rolex, Cartier
Hours: Mon to Fri 10am-6pm, Sat 10am-4pm

Call (713) 783-4774 Website

Shaw's R & R Jewelry and Loan

33+ years in business

10540 Jones Rd, Houston, TX 77065

Family-owned pawn shop on Jones Road in northwest Houston, open since 1993, that loans on, buys and sells engagement rings, diamonds, gold and watches alongside firearms and general merchandise. Offers jewelry repair, custom design and Rolex watch service.

Deals in: luxury watch, fine jewelry, diamond, gold, silver, platinum
Services: buys, sells, pawn loans, repair
Brands named: Rolex, Cartier, Breitling, Omega, TAG Heuer
Authentication: In-house gemologist
Hours: Mon to Fri 9am-7pm, Sat 10am-5pm

Call (281) 890-3311 Website

Houston Pawn (Sharpstown)

19+ years in business

7303 Bellaire Blvd, Houston, TX 77036

Pawn shop on Bellaire Boulevard in Sharpstown, founded in 2007, that buys, sells and lends on fine and designer jewelry, certified diamonds, engagement rings, fine watches and luxury handbags, along with electronics and instruments. The same company runs Houston Pawn stores in Sugar Land and Stafford.

Deals in: fine jewelry, diamond, luxury watch, designer bag
Services: buys, sells, pawn loans
Hours: Mon to Fri 9am-7pm, Sat 9am-6pm

Call (346) 227-8263 Website

U Pawn Houston

10+ years in business

14725 Katy Freeway #8, Houston, TX 77079

Independent, family-run pawn shop on the Katy Freeway in the Energy Corridor, open since 2016, that buys and lends on gold, silver, diamond jewelry, watches and coins as well as tools and electronics.

Deals in: gold, silver, platinum, fine jewelry, diamond, luxury watch
Services: buys, sells, pawn loans
Hours: Mon to Fri 10am-6pm, Sat 10am-5pm

Call (832) 617-8370 Website

Pawn 360

13+ years in business

5619 US Highway 90, Katy, TX 77494

Family-owned pawn shop on US Highway 90 in Katy, run by Ernesto Roman and his son since 2013, that buys, sells and lends on gold, silver, platinum and diamond jewelry and watches. Does jewelry repair, resizing and custom work; also handles guns, tools and electronics.

Deals in: fine jewelry, gold, silver, platinum, diamond, luxury watch
Services: buys, sells, pawn loans, repair
Hours: Mon to Fri 10am-6pm, Sat 10am-4pm

Call (281) 395-4750 Website

Lone Star Gold Exchange

16+ years in business

1447 W Mount Houston Rd, Houston, TX 77038

Family-owned pawn shop and coin dealer on West Mount Houston Road in north Houston that lends on and buys gold, silver, diamonds, Rolex watches and firearms. Also buys US coins, pre-1933 gold and bullion.

Deals in: gold, silver, platinum, fine jewelry, diamond, luxury watch, designer bag
Services: buys, sells, pawn loans
Brands named: Rolex

Call (281) 999-9993 Website

Klein Jewelry & Loan

16150 Stuebner Airline Rd, Suite F, Spring, TX 77379

Independent pawn shop on Stuebner Airline Road in Spring that buys gold, silver, platinum and diamonds and sells new and pre-owned jewelry. Writes pawn loans up to $1,800 and is also a full-service firearms dealer.

Deals in: fine jewelry, gold, silver, platinum, diamond
Services: buys, sells, pawn loans
Hours: Mon to Fri 9am-6pm, Sat 9am-5pm

Call (281) 376-2324 Website

Gold and Jewelry Buyers in Houston (No Loans)

Houston Jewelry Buyers

59+ years in business

5707 Richmond Ave, Houston, TX 77057

Family-owned jewelry buyer and seller on Richmond Avenue in the Galleria area, established in 1967, dealing in diamonds, fine and estate jewelry, gold and silver, and vintage and modern Swiss watches. Offers free appraisals and in-store jewelry, watch and clock repair; buys and sells only, no loans.

Deals in: fine jewelry, diamond, luxury watch, gold, silver, platinum
Services: buys, sells, appraisals, repair
Brands named: Rolex, Cartier, Omega, Breitling, Panerai, Patek Philippe, Vacheron Constantin, Jaeger-LeCoultre, Chopard, Corum, Baume et Mercier
Hours: Mon to Fri 10am-6pm, Sat 10am-4pm

Call (713) 785-9500 Website

Houston Gold Exchange

47+ years in business

12513 Westheimer Rd, Houston, TX 77077

Licensed precious metals dealer on Westheimer Road in west Houston, founded in 1979, that buys and sells gold, silver, bullion, diamonds, jewelry and pre-owned Rolex watches. Does jewelry and watch appraisals and Rolex servicing and repair; buys and sells only, no loans.

Deals in: gold, silver, platinum, fine jewelry, diamond, luxury watch, designer bag
Services: buys, sells, appraisals, repair
Brands named: Rolex
Hours: Mon to Fri 10am-4pm, Sat 10am-2pm

Call (281) 531-0700 Website

What Pawn Shops Pay for Jewelry, Gold and Watches

These are our pawn shop calculator's figures for three common items, not quotes from the shops above. Gold uses today's price; the gold calculator works out any weight and karat.

Example estimatesGold at $157.00 per gram

Item	Sells for	Pawn loan
20 g 14k gold chain	$1,286–$1,561	$514–$937
Rolex Submariner Date, good condition, box and papers	$8,798–$13,685	$3,519–$8,211
1.0 ct GIA diamond, G color, VS2, excellent cut	$4,285–$6,070	$1,714–$3,642

Figures from the PawkBroker calculator, not quotes from any shop. Undeclared damage, missing parts and how much of the same item a shop already holds move real offers either way.

What a Pawn Loan Costs in Texas

Texas caps the monthly charge on a pawn loan. The cap depends on the size of the loan and applies to the whole amount. These are the limits set by the Office of Consumer Credit Commissioner for July 1, 2026 to June 30, 2027:

Loan amount	Maximum monthly charge	Example
$0.01 to $276	20%	$200 loan: $40 a month
$276.01 to $1,840	15%	$1,000 loan: $150 a month
$1,840.01 to $2,760	2.5%	$2,000 loan: $50 a month
$2,760.01 to $23,000	1%	$5,000 loan: $50 a month

The charge drops sharply above $1,840. An $1,800 loan can cost $270 a month, while a $2,000 loan costs at most $50. If your item is worth enough, ask the shop whether it will lend just over that amount.

A Texas pawn loan runs for up to one month. If you miss the due date, the shop must hold your item for another 30 days, and you can still get it back by paying the loan plus one-thirtieth of the monthly charge for each extra day (Texas Finance Code §371.169). You are not required to repay. If you don't, the shop can keep the item after those 30 days and you owe nothing more (§371.170).

Frequently Asked Questions

How much do Houston pawn shops charge for a loan?

Texas caps the monthly charge by loan size: 20% on loans up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000, for July 2026 to June 2027. A $1,000 loan can cost up to $150 a month; a $5,000 loan up to $50.

How long do I have to repay a pawn loan in Texas?

A Texas pawn loan runs for up to one month. After the due date the shop must hold your item for 30 more days, and you can still redeem it by paying a daily charge on top of the original amount. You and the shop can also agree in writing to extend the loan.

What happens if I don't repay a pawn loan in Texas?

You lose the item and owe nothing more. Texas law says you are not obligated to repay a pawn loan. If you don't redeem the item within 30 days after the due date, the shop can keep it.

Do Houston pawn shops buy gold?

Yes. Most shops on this page buy gold outright as well as lending on it. Offers are based on the weight, the karat and the day's gold price. Our gold calculator shows the melt value at today's price and assumes a buyer pays 70 to 85% of it.

Get an estimate before you visit

Know what your item is worth, then walk into any Houston shop with a figure in mind.

Open the pawn calculator Authentication guide